Retirement Protection
Articles from our nationally recognized, weekly blog.
Retirement Planning Tip: Try A Six Month Drawdown Instead Of Monthly
Try this retirement planning tip – use a six month drawdown instead of a monthly drawdown for your retirement.
What I Learned in 2020
The third part in a series of what I learned in 2020, from Andrew Rosen of Diversified.
Lessons from 2020: What I Learned in 2020 Part 2
Discover what lessons from 2020 Diversified’s president Andrew Rosen learned in this blog post on financial wellness.
Not All Risk Is Created Equal
Risk is a personal (and funky) thing when it comes to investing. Generally, it’s formulated with years of experiences (good, bad, or indifferent) which leads us to our risk profile. One of the biggest components in investment risk taking is a good education with facts and figures, and not one’s emotional experiences. That information can lead to formulating an accurate risk tolerance.
Retirement Advice: Great Advice from a Retired Client {We Can All Learn a Lesson}
I’m still in quarantine mode at the Jersey shore, and while here, I had an interesting revelation. I was talking to my brother the other day (he’s also quarantining down here) and he pointed out a really interesting phenomenon. “Little bro,” he said, “did you notice when you’re on the beach, what people aren’t doing?”
Grateful Retirement: The Key to Happiness
I feel like I’m in the Tom Hank’s movie Castaway these days. I’m stuck on an island (I mean, stuck inside my house), haven’t had a haircut in months, and my best friend is a volleyball named Wilson. I yearn for the day when I can give you clients a nice big hug again, which will mean life is back to normal.
Withdrawing from Retirement Accounts:
At least once a week, I find myself educating a client on when they have to take money from retirement plans. Most people are confused on how this works. It’s kinda funny, actually. We spend all this time accumulating money in retirement vehicles, yet many are relatively clueless on the requirements to withdrawal.
Irregular Regular Expenses {A Cautionary Tale}
One of the most common questions asked of me (or my partners) is “how much money do I need to retire?” Sounds like a relatively easy and innocuous question… on the surface.
However, the roots of the question run deep into a person’s financial soul. What they are really asking is “how much money do I need to keep my same standard of living, while no longer earning a paycheck?”
Retirement Drawdown {What’s the Right Cadence?}
Retirement brings unique circumstances to a person’s life. It’s likely the first time you’ll truly appreciate not setting the work-time alarm clock, as the days of stressful deadlines are past. Retirement is a life changing event for most people, akin to the shock of starting that first job. I can remember that sobering moment in my life, too.
Retirement Life Insurance: The Need or The Want
Life insurance is part of any solid financial plan. First-hand, I’ve experienced how it can save a family in the darkest of days. I’ve also seen how the lack of life insurance leaves loved ones in a difficult situation. Without a doubt, there is a proper discussion to be had about life insurance as part […]
Retirement Planning Tip: Try A Six Month Drawdown Instead Of Monthly
Try this retirement planning tip – use a six month drawdown instead of a monthly drawdown for your retirement.
What I Learned in 2020
The third part in a series of what I learned in 2020, from Andrew Rosen of Diversified.
Lessons from 2020: What I Learned in 2020 Part 2
Discover what lessons from 2020 Diversified’s president Andrew Rosen learned in this blog post on financial wellness.
Not All Risk Is Created Equal
Risk is a personal (and funky) thing when it comes to investing. Generally, it’s formulated with years of experiences (good, bad, or indifferent) which leads us to our risk profile. One of the biggest components in investment risk taking is a good education with facts and figures, and not one’s emotional experiences. That information can lead to formulating an accurate risk tolerance.
Retirement Advice: Great Advice from a Retired Client {We Can All Learn a Lesson}
I’m still in quarantine mode at the Jersey shore, and while here, I had an interesting revelation. I was talking to my brother the other day (he’s also quarantining down here) and he pointed out a really interesting phenomenon. “Little bro,” he said, “did you notice when you’re on the beach, what people aren’t doing?”
Grateful Retirement: The Key to Happiness
I feel like I’m in the Tom Hank’s movie Castaway these days. I’m stuck on an island (I mean, stuck inside my house), haven’t had a haircut in months, and my best friend is a volleyball named Wilson. I yearn for the day when I can give you clients a nice big hug again, which will mean life is back to normal.
Withdrawing from Retirement Accounts:
At least once a week, I find myself educating a client on when they have to take money from retirement plans. Most people are confused on how this works. It’s kinda funny, actually. We spend all this time accumulating money in retirement vehicles, yet many are relatively clueless on the requirements to withdrawal.
Irregular Regular Expenses {A Cautionary Tale}
One of the most common questions asked of me (or my partners) is “how much money do I need to retire?” Sounds like a relatively easy and innocuous question… on the surface.
However, the roots of the question run deep into a person’s financial soul. What they are really asking is “how much money do I need to keep my same standard of living, while no longer earning a paycheck?”
Retirement Drawdown {What’s the Right Cadence?}
Retirement brings unique circumstances to a person’s life. It’s likely the first time you’ll truly appreciate not setting the work-time alarm clock, as the days of stressful deadlines are past. Retirement is a life changing event for most people, akin to the shock of starting that first job. I can remember that sobering moment in my life, too.
Retirement Life Insurance: The Need or The Want
Life insurance is part of any solid financial plan. First-hand, I’ve experienced how it can save a family in the darkest of days. I’ve also seen how the lack of life insurance leaves loved ones in a difficult situation. Without a doubt, there is a proper discussion to be had about life insurance as part […]