Your Financial Quiz {Fall Edition}
Ladies and gentlemen, it’s that time a year again. Sharpen your axes and let’s see how you stack up on my bi-annual financial quiz. Here, we separate the men from the boys and the women from the girls. (This is also where I get a little squeamish as we determine if one of you is coming for my job.)
READ MORE...
Technology Can Help Your Teenager Learn about Finances!
The other day, I came home from work and relieved the babysitter. When it came time to pay, I had (like always) no cash on me. I can still hear my father’s voice saying, "This is why you carry cash." The quick thinker I am, I asked if she had Venmo or Paypal?
READ MORE...
A Natural Financial Athlete
There's always that one kid. You may recall him growing up, or maybe they are a member of your child's sports team. You know the one - they have loads of raw talent, but no finesse. They would show up to practice wearing the wrong clothes, and not even know all the rules or strategy. Yet, once they started playing the game, you realized this kid was super talented--they could be a real superstar, but only if someone harnessed all that talent.
READ MORE...
How do I Layout my Expenses? {A 6-Step Guide to Freedom}
How do I layout my expenses? Find out the answer with tips from Andrew Rosen of Diversified Lifelong Advisors.
READ MORE...
Stages of Retirement: Go-Go, Slow-Go, and No-Go
The average couple retires in their 60s and lives until their 90s. With that in mind, there is said to be three stages of retirement. The go-go years, the slow-go years and the no-go years. Let’s take a few moments and understand these stages and what it means to you or your loved ones.
READ MORE...
Is it Time to Refinance?
In the past couple of months, mortgage rates have been declining yet again. Today, you can find 30 year mortgages in the mid 3%, and 15 year ones in the low 3% range. This is great news if you’re buying in this low interest rate environment. However, the vast majority of us aren’t currently buying. More people than not have a mortgage outstanding. Given today’s rates, one must consider if refinancing is the right move.
READ MORE...When to Bring your Children into your Finances?
When is the right time to bring your children into your personal finances? The answer is very subjective. It certainly depends on your children and your personal situation. I think this can be a slow education lesson from an early age.
READ MORE...Withdrawing from Retirement Accounts:
At least once a week, I find myself educating a client on when they have to take money from retirement plans. Most people are confused on how this works. It’s kinda funny, actually. We spend all this time accumulating money in retirement vehicles, yet many are relatively clueless on the requirements to withdrawal.
READ MORE...Financial planning and Investment advisory services offered through Diversified, LLC. Diversified is a registered investment adviser, and the registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the SEC. A copy of Diversified’s current written disclosure brochure which discusses, among other things, the firm’s business practices, services and fees, is available through the SEC’s website at: www.adviserinfo.sec.gov. Diversified, LLC does not provide tax advice and should not be relied upon for purposes of filing taxes, estimating tax liabilities or avoiding any tax or penalty imposed by law. The information provided by Diversified, LLC should not be a substitute for consulting a qualified tax advisor, accountant, or other professional concerning the application of tax law or an individual tax situation. Nothing provided on this site constitutes tax advice. Individuals should seek the advice of their own tax advisor for specific information regarding tax consequences of investments. Investments in securities entail risk and are not suitable for all investors. This site is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction.