Irregular Regular Expenses {A Cautionary Tale}
One of the most common questions asked of me (or my partners) is “how much money do I need to retire?” Sounds like a relatively easy and innocuous question… on the surface. However, the roots of the question run deep into a person’s financial soul. What they are really asking is “how much money do I need to keep my same standard of living, while no longer earning a paycheck?”
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Investing in the Stock Market is NOT Gambling
A few weeks ago, I was visiting my happy place–the Jersey shore. It was an especially good weekend because my best bud, O-man, was in town for his yearly, week-long visit home. Currently, he lives in D.C. and life is busy. So, we don’t get to see each other that often. Needless to say, we try to make up for it when we do get together.
READ MORE...What the Proposed SECURE Act Means to You - 9 Major Changes
Recently, I’ve gotten a few questions about the proposed SECURE (Setting Every Community Up for Retirement Enhancement) Act that the House has proposed. Any time there is legislation on the table that affects retirement savings, many want to know more.
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Retirement Drawdown {What’s the Right Cadence?}
Retirement brings unique circumstances to a person’s life. It’s likely the first time you’ll truly appreciate not setting the work-time alarm clock, as the days of stressful deadlines are past. Retirement is a life changing event for most people, akin to the shock of starting that first job. I can remember that sobering moment in my life, too.
READ MORE...The Importance of a Financial Check-up {11 Reasons to Stay Diligent}
Financial Check ups create a forum for us to advise and effectuate change for our clients. This is at the crux of our relationship with clients.
READ MORE...The 10 Big Retirement Mistakes to Avoid
“What are the biggest retirement mistakes you see people make?” A client asked me the above question a few weeks ago. It was a great question and forced me to take a minute to give him a well thought out answer. After a moment I said, “Mr. Client here are the ten biggest retirement mistakes I see individuals make.”
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