Stocks: A Few Reminders
Over the past few weeks, we’ve seen our first bear market in 11 years (defined as a 20% drop from...

What’s it Take to be the Top 1%?
Confession time, I have always been a sucker for statistics. Especially ones that are finance related, as it is...

REFI REFI REFI!
Refi - Refininacing
Well been a crazy couple of weeks here in the equity markets to say the least,...
Coronavirus: The Latest Market Scare
The irony is that just last week I put out a blog on what war does to the markets. When...
How War Affects Stock Markets
Over the past month, there’s been some increased risk of an actual war taking place with Iran. I’m not going...
If you’re Happy and you know it Clap your Hands!
If you’ve spoken to me or read my blogs over the past year, you’ve likely noticed a trend. I talk...
Bonus Blog Part 3: The Impractical/Irrational Spends
I’d like to discuss the impractical, or the irrational, spends as the last leg. I’ll tread somewhat carefully here, as...

Bonus Blog Part 2: The Fulfillment or Happiness Spend
I’d like to focus on part two of my three-part series on bonus dollars. Depending on your financial situation,...

4th Quarter 2019 Market Commentary Video
Diversified CIO Mike Horwath provides insight into the 4th quarter 2019 market commentary in this informational video.
Bonus Blog Part 1: The Practical
A new year is upon us and you know what that means? Bonus time! I’ve found most of my clients...
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