
What is Discretionary Spending?
Table of ContentsWhat is Discretionary Spending?The Importance of Discretionary Spending in Personal FinanceHow to Identify Discretionary Spending

Role Reversal
https://youtu.be/zPGAgFtzEVA Table of ContentsRole ReversalRole Reversal:The Benefits:Do it or Don’t Role Reversal Many couples naturally fall into roles in...

The Pros and Cons of Debt Consolidation
Table of ContentsThe Pros and Cons of Debt ConsolidationUnderstanding Debt ConsolidationThe Potential Advantages of Debt ConsolidationThe...

Understanding Deferred Compensation
Table of ContentsUnderstanding Deferred CompensationWhat is Deferred Compensation?Qualified vs. Non-Qualified Deferred Compensation PlansContribution Limits and IRS...

Understanding the Different Types of 401(k) Plans
Table of ContentsUnderstanding the Different Types of 401(k) PlansTraditional 401(k) PlansRoth 401(k) PlansSafe Harbor 401(k) Plans

How 401(k) Withdrawals Are Taxed
Table of ContentsHow 401(k) Withdrawals Are TaxedThe Basics of 401(k) WithdrawalsTax Implications of WithdrawalsRoth 401(k) Withdrawals

Understanding Good Debt vs Bad Debt
Table of ContentsUnderstanding Good Debt vs Bad DebtWhat is Debt?Defining Good DebtUnderstanding Bad DebtThe Impact...

Retirement Savings Basics
Table of ContentsRetirement Savings BasicsUnderstanding Retirement NeedsStarting Early: The Power of Compound InterestChoosing the Right Retirement...

Understanding Credit Limits: What They Are and How They Are Determined
Table of ContentsUnderstanding Credit Limits: What They Are and How They Are DeterminedWhat is a Credit Limit?How...

Understanding FICO Scores
Table of ContentsUnderstanding FICO ScoresWhat is a FICO Score?Factors Influencing Your FICO ScoreThe FICO Score Range...
Financial planning and Investment advisory services offered through Diversified, LLC. Diversified is a registered investment adviser, and the registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the SEC. A copy of Diversified’s current written disclosure brochure which discusses, among other things, the firm’s business practices, services and fees, is available through the SEC’s website at: www.adviserinfo.sec.gov. Diversified, LLC does not provide tax advice and should not be relied upon for purposes of filing taxes, estimating tax liabilities or avoiding any tax or penalty imposed by law. The information provided by Diversified, LLC should not be a substitute for consulting a qualified tax advisor, accountant, or other professional concerning the application of tax law or an individual tax situation. Nothing provided on this site constitutes tax advice. Individuals should seek the advice of their own tax advisor for specific information regarding tax consequences of investments. Investments in securities entail risk and are not suitable for all investors. This site is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction.