Retirement Planning
Articles from our nationally recognized, weekly blog.

Understanding Employer Contributions
Understanding Employer Contributions Employer contributions play a crucial role in retirement plans, significantly impacting employees’ financial futures. These contributions can take various forms, including matching contributions, non-elective contributions, and profit-sharing. Understanding the nuances of employer contributions is essential for employees looking to maximize their retirement savings. This guide will delve into the different types of […]

Navigating Your 401(k) Options Upon Retirement
Navigating Your 401(k) Options Upon Retirement Retirement marks a significant milestone in your life, especially after years of diligently contributing to your 401(k). However, the transition from saving to spending can be daunting. With a lump sum sitting in your account, you may wonder how to convert those numbers into a reliable income stream. This […]

How to Build a Financial Plan for Retirement
How to Build a Financial Plan for Retirement Creating a solid financial plan for retirement is essential for anyone looking to secure their future. This involves careful consideration of various elements including income sources, expenses, investments, and lifestyle choices. Below, we will explore an extensive guide to building a financial plan that helps meet your […]

How Much Money Do You Need to Retire Comfortably?
How Much Money Do You Need to Retire Comfortably? Retirement is a significant milestone in life, representing a time to enjoy the fruits of your labor. However, many individuals grapple with the question: how much money do you need to retire comfortably? The answer is not straightforward, as it varies based on lifestyle choices, healthcare […]

Why You Should Consider Investing in a Roth IRA
Why You Should Consider Investing in a Roth IRA Retirement planning can be a daunting task, but one financial tool that stands out for its exceptional benefits is the Roth Individual Retirement Account (Roth IRA). This versatile investment vehicle offers a myriad of advantages that make it a compelling choice for individuals seeking to secure […]

Does a New Will Automatically InvalidateYour Previous One?
Does a New Will Automatically Invalidate Your Previous One? As our lives evolve, so too should our estate planning documents. Whether it’s a major life event like a marriage, divorce, or the birth of a child, updating your will is often a wise and necessary step. However, many people assume that creating a new will […]

Navigating the Rewards and Challenges of Working Part Time in Retirement
Navigating the Rewards and Challenges of Working Part Time in Retirement Retirement is a significant milestone in one’s life, often signaling a transition from the hustle and bustle of a full-time career to a more leisurely phase. However, for many retirees, the allure of staying intellectually and socially engaged can lead them to explore the […]

What Is a Nonqualified Retirement Plan?
What Is a Nonqualified Retirement Plan? In the dynamic landscape of retirement planning, nonqualified retirement plans have emerged as a unique and strategic option for individuals and businesses alike. These specialized financial instruments can offer a range of potential benefits and considerations that set them apart from their more well-known counterparts, the qualified retirement plans. […]

Tax Planning for Retirees with Multiple Income Streams
Tax Planning for Retirees with Multiple Income Streams As you approach the golden years, ensuring a comfortable and financially stable retirement becomes a top priority. While a steady paycheck from a full-time job may be a thing of the past, retirees can take proactive steps to create multiple income streams that can provide the necessary […]

Tax Implications of Selling Your Home in Retirement
Tax Implications of Selling Your Home in Retirement Retiring from the workforce can be an exciting and well-deserved transition, but it also brings about significant financial considerations. One of the most significant decisions retirees face is whether to sell their family home. While this can provide a substantial financial windfall, it’s crucial to understand the […]

Understanding Employer Contributions
Understanding Employer Contributions Employer contributions play a crucial role in retirement plans, significantly impacting employees’ financial futures. These contributions can take various forms, including matching contributions, non-elective contributions, and profit-sharing. Understanding the nuances of employer contributions is essential for employees looking to maximize their retirement savings. This guide will delve into the different types of […]

Navigating Your 401(k) Options Upon Retirement
Navigating Your 401(k) Options Upon Retirement Retirement marks a significant milestone in your life, especially after years of diligently contributing to your 401(k). However, the transition from saving to spending can be daunting. With a lump sum sitting in your account, you may wonder how to convert those numbers into a reliable income stream. This […]

How to Build a Financial Plan for Retirement
How to Build a Financial Plan for Retirement Creating a solid financial plan for retirement is essential for anyone looking to secure their future. This involves careful consideration of various elements including income sources, expenses, investments, and lifestyle choices. Below, we will explore an extensive guide to building a financial plan that helps meet your […]

How Much Money Do You Need to Retire Comfortably?
How Much Money Do You Need to Retire Comfortably? Retirement is a significant milestone in life, representing a time to enjoy the fruits of your labor. However, many individuals grapple with the question: how much money do you need to retire comfortably? The answer is not straightforward, as it varies based on lifestyle choices, healthcare […]

Why You Should Consider Investing in a Roth IRA
Why You Should Consider Investing in a Roth IRA Retirement planning can be a daunting task, but one financial tool that stands out for its exceptional benefits is the Roth Individual Retirement Account (Roth IRA). This versatile investment vehicle offers a myriad of advantages that make it a compelling choice for individuals seeking to secure […]

Does a New Will Automatically InvalidateYour Previous One?
Does a New Will Automatically Invalidate Your Previous One? As our lives evolve, so too should our estate planning documents. Whether it’s a major life event like a marriage, divorce, or the birth of a child, updating your will is often a wise and necessary step. However, many people assume that creating a new will […]

Navigating the Rewards and Challenges of Working Part Time in Retirement
Navigating the Rewards and Challenges of Working Part Time in Retirement Retirement is a significant milestone in one’s life, often signaling a transition from the hustle and bustle of a full-time career to a more leisurely phase. However, for many retirees, the allure of staying intellectually and socially engaged can lead them to explore the […]

What Is a Nonqualified Retirement Plan?
What Is a Nonqualified Retirement Plan? In the dynamic landscape of retirement planning, nonqualified retirement plans have emerged as a unique and strategic option for individuals and businesses alike. These specialized financial instruments can offer a range of potential benefits and considerations that set them apart from their more well-known counterparts, the qualified retirement plans. […]

Tax Planning for Retirees with Multiple Income Streams
Tax Planning for Retirees with Multiple Income Streams As you approach the golden years, ensuring a comfortable and financially stable retirement becomes a top priority. While a steady paycheck from a full-time job may be a thing of the past, retirees can take proactive steps to create multiple income streams that can provide the necessary […]

Tax Implications of Selling Your Home in Retirement
Tax Implications of Selling Your Home in Retirement Retiring from the workforce can be an exciting and well-deserved transition, but it also brings about significant financial considerations. One of the most significant decisions retirees face is whether to sell their family home. While this can provide a substantial financial windfall, it’s crucial to understand the […]