Top 10 Blogs of 2023

Top 10 Blogs of 2023

If you told me 7 years ago, I’d be writing a weekly blog nonstop since 2016 I’d call you a liar.   You see English was my least favorite subject growing up, and the thought of writing anything made my skin crawl.  Heck, I even read 20-plus real-world books this year in a complete about-face from my formative years.  I’m not sure how I feel about this version of Andrew, but I guess I’m stuck with him for now. 

In any event, sticking with past tradition I’m going to pick the top ten blogs from this.  However, a little twist this year vs past years.  This year I am choosing the top ten most read blogs by you, rather than my favorite ten blogs.  Whatever it was about these blogs they were well read and figured worth repeating for prosperity purposes. 

Without further ado, in no particular order, I present to you the top ten blogs voted on by your eyeballs.

1. To Borrow or Not to Borrow? That is the question- With interest rates all over the place over the past year or so, the internal struggle from many is whether they should borrow money at these inflated prices or not.  Although a very personal question, I think there are some basic guidelines worth considering when deciding if you should borrow or not.  I address them head-on in this blog to kick off the top 10.
2. Worth the Money– A perennial favorite, and perhaps my most fun one to write each year.  I love this blog, as it is simply fun to write and think about.  As always, I’ve listed my top items that I think are absolutely worth their expense.  From cheap little things to large expenses here is my current list for 2023.
3. Reverse Budget (For You Rebels)– If you struggle with budgeting this blog is for you.  For some, budgeting is natural and easy.  For others, well read this blog and see what resonates.  I am a self-admitted poor budgeter, so I found this blog and concepts right up my alley. 
4. You’re Telling Me I Have to Budget– While on the topic of budgeting two blogs covering the topic made our list of top ten most read.  Guess budgeting hits an accord of sorts.  In any event, this one addresses why some form of budgeting is important for a healthy financial lifestyle. 
5. You Are Not That Important at Work– Does work consume all your time?  Is it hard to prioritize what is important at your job and what is not?  Do you find it hard to stop working or delegate?  News flash, read this blog, and realize you are not as important as you actually think.  Once you are empowered with this knowledge it should open a world of possibilities for you.
6. 3 Easy Last-Minute Tax Tips– Who doesn’t love tax nuggets?  If so, this was a solid blog talking about quick little tips to squeeze every blood from the tax stone.  If you are anything like me, I hate paying taxes and look for every available tax savings the government provides. 
7. I Bonds, the New Craze– Funny this was all the craze 6-12 months ago.  As predicted no one is talking about them these days.  This is a great history lesson and a quick read that can arm you with some knowledge of these little creatures.
8. 17 Tips to Keep Your Finances Secure on the Internet– I got a lot of feedback on this one.  It seems this one struck a chord with many of you.  Probably, because so many of us are victims of some sort of cybercrime these days.  The best plan of attack is a good prevention strategy.  That is where this blog comes in giving out 17 solid tricks to maximize your cyber security.
9. Bear Market Lessons for When You’re Nervous About the Market– What is a year in the stock market without highs and lows?  The good news is knowing history prevents us from repeating itself.  I find the following lessons can really help ground us and put into perspective the important items to get you through any bear market.
10. The Do’s and Don’t of a Good Investment Strategy– Finally ending with investments.  I find every year there are millions of successful ways to invest one’s dollars.  I wish we had a pattern on it, but the fact of the matter is there are lots of ways to skin this cat.  The most important thing is you have a solid strategy to rely on.  This article addresses some of the most common things to do and not to do when creating an investment strategy.

Well, I’m certainly no David Letterman, who I loved growing up.  That said, I hope you found some of these beneficial in your life.  My hope in continually writing these is to share my ruminations, observations, teachings, learnings, and anything else this 20-year-plus industry professional thinks may benefit your lives.  If only one person takes anything I write and uses it to better their personal situation, then honestly it is all worth it.

I truly am grateful for every last one of you and from my family to yours, make it a fantastic holiday season.  Stay wealthy, healthy, and happy!