How to Invest
Articles from our nationally recognized, weekly blog.
So You Have a 401(k), Now What? [12 Steps to Ensure Success]
At a very high level, most 401(k) plans work the same. You elect to pull money directly from your paycheck each month into a plan. These dollars are then invested into various vehicles of your choosing. Typically, these plans have some sort of tax benefit to help entice retirement savers. Once you retire, you then draw on these funds to help subsidize your income.
The ABCs of NUAs: 7 Step Guide to Navigating Net Unrealized Appreciation
When it comes to advising executives how best to manage their finances, I find we quickly jump from basic to more complex strategies. Executive planning typically has more intricacies involved. One such executive strategy we often run into is: Net Unrealized Appreciation.
Target Date Funds: Why I’m not a Fan
A growing fad in 401(k) plans is Target Date Funds (TDF). While these funds serve a purpose for those unsure of how to invest their retirement accounts, I almost never recommend them for clients. With this blog, I’d like to educate on a TDF’s inner workings (which may shed light on my dislike).
Bring Your Kid to Planning Day
The other day I had a particularly interesting financial check-up with a client. What made this meeting different? Well, he brought his son.
Here a Bit, There a Bit, Everywhere a Bitcoin
Lately, I’ve had several discussions on the subject. When people call and tell me how wonderfully easy this investment is, my first instinct is to run the other way.
12 Financial Planning Steps for Thirty-Somethings
Many of our client’s children are entering their pivotal 30’s from a planning perspective. Typically in your 30s, you’ll get to experience marriage, parenthood, and hopefully career advancement. These major life events cause an increased need to get your financial house in order.
Purchasing a House: A Great Investment or Huge Financial Planning Mistake?
Owning a house is one of the more tangible milestones of the American Dream. While I strongly advocate owning your own house, there is “the right time” to do so.
Understanding the Four Major Types of Annuities
Annuities can be a complicated animal. There are certainly circumstances where they fit a need in one’s life and so I’d like to take a few moments to educate about the 4 main types of annuities.
Financial Planning Tips for the Twenty Somethings
Unfortunately, I’ve noticed a disturbing trend: the lack of financial literacy amongst adults.
People need some financial foundations in place to help them avoid costly mistakes, especially as they enter their working years.
Understanding Annuities in 5 Minutes or Less
Despite being one of the oldest investment vehicles out there annuities are still probably one of the most misunderstood investments on the market.
So You Have a 401(k), Now What? [12 Steps to Ensure Success]
At a very high level, most 401(k) plans work the same. You elect to pull money directly from your paycheck each month into a plan. These dollars are then invested into various vehicles of your choosing. Typically, these plans have some sort of tax benefit to help entice retirement savers. Once you retire, you then draw on these funds to help subsidize your income.
The ABCs of NUAs: 7 Step Guide to Navigating Net Unrealized Appreciation
When it comes to advising executives how best to manage their finances, I find we quickly jump from basic to more complex strategies. Executive planning typically has more intricacies involved. One such executive strategy we often run into is: Net Unrealized Appreciation.
Target Date Funds: Why I’m not a Fan
A growing fad in 401(k) plans is Target Date Funds (TDF). While these funds serve a purpose for those unsure of how to invest their retirement accounts, I almost never recommend them for clients. With this blog, I’d like to educate on a TDF’s inner workings (which may shed light on my dislike).
Bring Your Kid to Planning Day
The other day I had a particularly interesting financial check-up with a client. What made this meeting different? Well, he brought his son.
Here a Bit, There a Bit, Everywhere a Bitcoin
Lately, I’ve had several discussions on the subject. When people call and tell me how wonderfully easy this investment is, my first instinct is to run the other way.
12 Financial Planning Steps for Thirty-Somethings
Many of our client’s children are entering their pivotal 30’s from a planning perspective. Typically in your 30s, you’ll get to experience marriage, parenthood, and hopefully career advancement. These major life events cause an increased need to get your financial house in order.
Purchasing a House: A Great Investment or Huge Financial Planning Mistake?
Owning a house is one of the more tangible milestones of the American Dream. While I strongly advocate owning your own house, there is “the right time” to do so.
Understanding the Four Major Types of Annuities
Annuities can be a complicated animal. There are certainly circumstances where they fit a need in one’s life and so I’d like to take a few moments to educate about the 4 main types of annuities.
Financial Planning Tips for the Twenty Somethings
Unfortunately, I’ve noticed a disturbing trend: the lack of financial literacy amongst adults.
People need some financial foundations in place to help them avoid costly mistakes, especially as they enter their working years.
Understanding Annuities in 5 Minutes or Less
Despite being one of the oldest investment vehicles out there annuities are still probably one of the most misunderstood investments on the market.